> For the complete documentation index, see [llms.txt](https://payments.govstack.global/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://payments.govstack.global/pay-23q4/readme.md).

# Payments

Developed by Vijay Mauree (ITU), Arnold Kibuuka (ITU), Francesco Pasti (GSMA), James Dailey (MIFOS), Oscar Correia (Maarifa Education), Dr. P. S. Ramkumar (ITU), Khuram Farooq (World Bank), Elie Sawaya (GIZ)